Tim Hart

Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

Can You Finance a House AND Include the Lot Beside It?

I see this situation often. Seller is selling a house and they own the land beside or behind it....

Would You Refer Buyers to a Lender Owned by a Real Estate Company?

Question for Realtors. Would You Refer Buyers To A Lender Owned By A Real Estate Company?

Ep. 90 REALTOR TIP: Current Reasons to Call Your Database

I know most Realtors will try to keep in touch with their database so I thought I would throw you a...

Ep.89 Who Is On Your Team?

I was reminded last week on how important it is for all of us to control the transaction as much as...

Ep.88 Buyer Is Forced to Use Builder's Lenders

Oh boy is this a rough one for us lenders. We Pre-Approve the buyer. Underwrite the entire file....

Ep. 87 Solutions for High Net Worth Buyers WITH No Income

Asset Depletion Loans

Ep. 86 We Can Do Bridge Loans!

How to Buy a Home WITHOUT Having Your Current Home Sold!

Ep. 85 Foreign National Loans |ITIN Loans

Foreign National loans are for people that are not residents of the US. In this episode, myself and...

Ep. 84 Investor Cash Flow Loan | DSCR Explained

In this episode myself and Stacey Flanigan discuss the Investor Cash Flow Loan aka DSCR.

Ep. 83 Bank Statement Loan Explained

Making mortgages easier for Self Employed buyers
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