| Tim Hart (4)

Tim Hart

Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

Ep. 72 Realtor Tips to Deal With Flood Insurance Changes

Realtor Tips on Flood Insurance Changes with Brian Chapman of Chapman Insurance

Ep. 71 Flood Insurance Increases Are Here

If you live in a flood zone or want to own a house in a flood zone, you will want to tune in for...

Ep. 70 Big Savings with Cash Out Refinances

We Saved a Borrower $2,262 a Month!!

Ep. 69 Can You Finance a Manufactured Home?

In this hot market, manufactured homes are usually more affordable for buyers.

Ep. 68 Conventional Rates Just Got Lower?!

On 7/16 Fannie Mae and Freddie Mac decided to remove the 50 basis points fee that were adding to...

Ep. 67 Underwritten Pre-Approvals - Offers That Compete with Cash

VanDyk Mortgage now offers a fully underwritten pre-approval!

Ep. 66 Did FHA's New Rule Give Borrowers $40k More In Borrowing Power?

Our industry was pleasantly surprised to see FHA change their stance on deferred student loans....

Ep. 65 Do I Need 20% Down to Buy a Home?

Do I need 20% Down? I’m saving money to get my 20% down. I have these type of conversations a lot.

Ep. 64 3 Things Every Borrower Needs to Know

Going through the mortgage process can be stressful. Don’t let anyone tell you it is a cakewalk....

Ep. 63 We Have Jumbo Loans!

Many things were put on hold when the Pandemic was at its peak, and for many lenders being able to...