Ep. 59 Why Do Lenders Use The Middle Credit Score?

by Tim Hart | May 6, 2021 4:07:00 PM

Let’s use the average credit score!

We can’t, it has to be the middle credit score.

Let’s use the high credit score!

We can’t, we have to use the middle credit score.

Can we just use Equifax?

No, we have to use the middle credit score.

See a pattern?

This happens a lot when discussing credit reports with borrowers. That is why we decided to a do quick episode about the reasons why we use the middle credit score. Check it out!


Hopefully this helps you or someone you know in the market to buy a home. Let me know if I can help with anything.

You can listen to more Realtor tips to grow your business, and share with your clients anytime, at the links below.



You can watch the full video version below too, be sure to leave a comment and let us know what you think!

Watch it on YT-1


Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

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