Letters From The Hart: December 2021

by Tim Hart | Dec 13, 2021 12:56:00 PM

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A few weeks ago, I was shooting the breeze with a couple of buddies when an interesting question came up:

“If you had the choice to do it over again, would you rather be born today or stick with the birthday you already have?”

Man, what a dilemma! I was born in the late ‘70s, and I grew up in the early '80s. It was a wildly different era. There was no internet, no cellphones, and definitely no texting. Heck, I had to press 1 to make a long-distance call! I sent so many letters and left dozens of messages ...CONTINUE READING


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Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

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