Letters From The Hart: April 2021

by Tim Hart | Apr 7, 2021 12:29:00 PM

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This might surprise many readers right now, but after a couple of amazing years of decreasing interest rates on home loans — we just keep saying "They won't go lower than that," only to have rates do exactly that — we are right now in a "rising-rate environment." For the first time in a long time, rates are starting to go up, not down. And that has a lot of borrowers second-guessing the rate being offered to them on any given day, which means people are waiting, gambling, and stressing themselves out over something that I don't believe is worth it for most homebuyers ... CONTINUE READING


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Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

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