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This might surprise many readers right now, but after a couple of amazing years of decreasing interest rates on home loans — we just keep saying "They won't go lower than that," only to have rates do exactly that — we are right now in a "rising-rate environment." For the first time in a long time, rates are starting to go up, not down. And that has a lot of borrowers second-guessing the rate being offered to them on any given day, which means people are waiting, gambling, and stressing themselves out over something that I don't believe is worth it for most homebuyers ... CONTINUE READING
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