LOAN DOCUMENT CHECKLIST

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STANDARD DOCUMENTS

THE FOLLOWING DOCUMENTATION IS USUALLY REQUIRED DURING ANY LOAN PROCESS:

 

  • Most recent 30 days of pay stubs from all jobs
  • Most recent 2 months of bank statements          
    ( all numbered pages even blank)
  • Most Recent 2 years of Federal Tax Returns  including all schedules
  • Copies of State issues ID or Drivers License

 

 

 

VETERANS LOANS

IF YOU ARE A VETERAN APPLYING FOR A VA LOAN, THE FOLLOWING DOCUMENTATION WILL BE REQUIRED:

 

  • Copy of DD214 if discharged from the military within the last two years.
  • Copy of LES if using military pay to qualify
  • Proof of any additional military/VA pay

 

DOCUMENTS - IF APPLICABLE

THE FOLLOWING ADDITIONAL DOCUMENTS MAY BE REQUIRED IF THEY APPLY TO YOU:

 

  • Bankruptcy discharge papers & copy of Bankruptcy Petition with all schedules if discharged in last 7 years
  • Foreclosure documentation (Sheriff Sale Deed)
  • Divorce decree if ongoing financial obligation or property award is involved
  • Social Security award letter
  • Income Award letters (social security, pension, VA disability)
  • Current 401k, IRA or investment account statement

 

GOOD TO KNOW!

PLEASE KEEP IN MIND:

 

 

  • Documents must be submitted in their entirety
  • We always need consecutive documents
  • We cannot accept screen shots from your phone.
  • If you have received a financial gift to help with your down payment, the donor will need to fill out a gift letter and provide a bank statement to verify they have sufficient funding

Have Your Documents Ready?

Take the next step with an application, you can apply online, or give us a call!  239-437-4278