Cash Buyers! Get Your Cash Back With No Waiting Period!

by Tim Hart | Mar 24, 2021 2:27:00 PM

Have you ever heard of seasoning?  No, not like seasoning your steak, like seasoning your funds so they can be used for a mortgage loan.

Well if not let me tell you a little bit about it. It essentially means that you need time for things to marinate before you can complete a mortgage transaction. You may hear your lender say you need to season your cash you put in the bank for 90 days, or you need to wait 3-6 months before you can refinance the loan  you just closed on.  You know, let it simmer for a while.

That's pretty typical in the mortgage process, which is why this loan program option is such a unique product, no waiting period!


In this crazy SWFL real estate market, many buyers are having a hard time getting a house under contract.

Due to some Sellers accepting cash offers over financed offers some buyers are choosing to pay cash to obtain a contract. Some buyers may not know that you can do a cash out refinance days after you purchase the house.

We have a program called Delayed Financing where the buyer can do a cash out refinance without waiting for the normal 6 months seasoning. The cash out is only used to pay back what it took to purchase the house. The Loan To Value is limited to 80% but you get that cash back at a low long term fixed rate mortgage.

Let me know If I can help you or someone you know with this situation.

Let us see how we can help you!




Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

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