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STANDARD DOCUMENTS
THE FOLLOWING DOCUMENTATION IS USUALLY REQUIRED DURING ANY LOAN PROCESS:
- Most recent 30 days of pay stubs from all jobs
- Most recent 2 months of bank statements
( all numbered pages even blank) - Most Recent 2 years of Federal Tax Returns including all schedules
- Copies of State issues ID or Drivers License
VETERANS LOANS
IF YOU ARE A VETERAN APPLYING FOR A VA LOAN, THE FOLLOWING DOCUMENTATION WILL BE REQUIRED:
- Copy of DD214 if discharged from the military within the last two years.
- Copy of LES if using military pay to qualify
- Proof of any additional military/VA pay
DOCUMENTS - IF APPLICABLE
THE FOLLOWING ADDITIONAL DOCUMENTS MAY BE REQUIRED IF THEY APPLY TO YOU:
- Bankruptcy discharge papers & copy of Bankruptcy Petition with all schedules if discharged in last 7 years
- Foreclosure documentation (Sheriff Sale Deed)
- Divorce decree if ongoing financial obligation or property award is involved
- Social Security award letter
- Income Award letters (social security, pension, VA disability)
- Current 401k, IRA or investment account statement
GOOD TO KNOW!
PLEASE KEEP IN MIND:
- Documents must be submitted in their entirety
- We always need consecutive documents
- We cannot accept screen shots from your phone.
- If you have received a financial gift to help with your down payment, the donor will need to fill out a gift letter and provide a bank statement to verify they have sufficient funding