25 Apr 2018

What Being a Top VanDyk Mortgage Loan Officer Means to Me

What Being a Top VanDyk Mortgage Loan Officer Means to Me

Recently, I was proud, honored, and humbled, to be named one of VanDyk Mortgage Top 10 Loan Officers across the country for the third year in a row. Obviously, it feels great to be recognized and to see that everything I do to provide an ideal experience to my clients and referral partners seems to be working. But really, awards like these just serve to cement one of my central life philosophies: provide value and excellent customer service, and people will continue to do business with you.

Why Do I Do It

I love what I do. I honestly enjoy the whole package that comes with running a branch of VanDyk Mortgage. The regular chats I have with clients and Realtors, to the marketing and networking I get to do to put myself out there. Always working to add value to the services I provide, day in and day out. But ultimately, it’s the buyer’s face at the closing table and the satisfied referral partners that make the business worth it.

Tuesday’s With Tim

Its one of the reasons I work so tirelessly to communicate regularly and clearly with the people I serve. For a long time now, Ive been doing what I call “Tuesday’s with Tim”. Each week I pick up the phone and call every buyer, every buyer’s agent, and every listing agent we have a contract with and have a real conversation with them. Often, its just a quick update on where their contract is in the process.  Sometimes we’ll end up chatting about baseball, our kids, new business, or any other random subject that comes up naturally for a few minutes. Its become such a regular thing that I’ve had clients call me on Tuesday, wondering why they haven’t received my call yet – even as I was just picking up the phone to dial their number!

Clients and Referral Partners For Life

But I think the true measure of success is less about your business or marketing tactics and more about how you treat every borrower. Treat the person like they are, with a family, a job, and a life, and not just a loan with a number. There is a lot riding on each loan. If we don’t do our best and get the loan closed, we let down the borrowers and the referral partners who are depending on us.

I never want to become a “churn and burn” business, impersonally rushing people through the mortgage process. Instead, I will continue to treat people like family and our borrowers testimonials prove that. I’ll think up new ways to add value not only to my business, and everything I do. I’ll strive toward my goal of becoming a top three loan officer in the country for VanDyk Mortgage. Wish me luck !

 

04 Apr 2018

Funky Cold Embarassment… Busted by my Grandma

Funky Cold Embarassment… Busted by my Grandma

It’s funny how things always come back around, often after many years. Lately, my kids have been dancing around to the soundtracks of “Guardians of the Galaxy” Vol 1 and Vol 2 nonstop. They’re full of old hits from Electric Light Orchestra, Parliament, and Fleetwood Mac, and my kids love it all. One of their favorites hilariously enough, is “Mr. Blue Sky” by Electric Light Orchestra, which I think they’re even making a goofy music video for. It’s been awesome to watch as they each get down to their heart’s content, jumping all over the place without a care in the world. And while those old ‘ 70s tunes may not exactly be the songs of my youth, they’ve got me thinking about all the weird stuff I used to listen to as a kid

Though I started out listening to ‘80s pop jams as a young kid, as I crossed the threshold into my teens, my music tastes changed. Just like everybody else my age, I started to pay a little more attention to the trends, following what was cool. And one thing that was cool- at least to me- was the hilarious hip- hop track “Funky Cold Medina” by Tone Loc. One day, intent on memorizing every lyric, I sat down and wrote each line of the song on a piece of paper. After completing the task, I practiced rapping along for a couple of minutes, left the paper folded up somewhere in my room, and completely forgot about it.

Here’s where the story goes from typical teenage boy behavior to a genuinely cringeworthy situation. Back in those days, my grandma used to come over occasionally and clean our house to help out my mom. One day, she walked into my room and spotted the piece of paper, folded up and tucked away in the corner. As she opened it up and read the words I’d written her eyes widened.

“The girls are all jockin’ at the other end of the bar,” the note went, “havin drinks with some no-name chump, when they know that I’m the star… This is the ‘80s, and I’m down with the ladies” She wondered, “Did Timmy write this all himself?”

She brought the letter to my mom, chuckling. “I think Timmy’s written a love letter to some girl!” I was humiliated, but every time I think of this story today, I start to crack up. Seriously, look up the lyrics sometime to “Funky Cold Madina” and you’ll understand. Some 13- year- old kid writing out those lines in his room straight from his head is one of the most hilarious images I can think of. I mean, my grandma actually thought I wrote this myself:

 

“Cold coolin’ at a bar, and I’m lookin’ for some action but like Mick Jagger said, I can’t get no satisfaction.

I went up to this girl, she said “Hi, my name is Sheena”

I thought she’d be good to go with a little Funky Cold Medina.

She said ‘I’d like a drink;’ I said, ‘Ehm, okay I’ll go get it’

Then a couples sips, she cold licked her lips, and I knew that she was with it.”

 

… Really Grandma?

27 Feb 2018

Commercial Lender I Recommend: Nick Rinella From Bank United

Commercial Lender I Recommend: Nick Rinella From Bank United

Hello!

Several times a week I get asked about a commercial loan.

Commercial loans are not something we do at VanDyk Mortgage, BUT I can recommend a commercial lender to you.

His name is Nick Rinella from Bank United. He is located here in Fort Myers.

x

Phone: 239-277-3500

E-Mail: NRinella@BankUnited.com

I have referred several clients to Nick and also know other Financial Advisors and CPA’s that use him. Nick does an awesome job and you can trust him with your referrals.

Hopefully this information will help you in the future in case you need a commercial lender.

01 Dec 2017

Letters From The Hart: December 2017

Letters From The Hart: December 2017

 

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Every year, when my wife and kids ask me what I want for Christmas, I draw a blank. I know it’s not useful to them, but really — and this is going to sound cheesy — I feel like I already have everything I need. Ever since about high school, I’ve never much gone for the “stuff–centered” parts of the holiday season, at least for myself. All I care about is that my wife and kids have a blast and that we set aside some time to all hang out together  … CONTINUE READING
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See the Holiday Delights in Fort Myers

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Testimonial

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Florida’s Finest Christmas Trees with Bobby Blanchard

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01 Nov 2017

Letters From The Hart: November 2017

Letters From The Hart: November 2017

 

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Though we’ve mostly recovered by now, the community of Fort Myers is still reeling in some ways from the impact of Hurricane Irma. Look around and you can still see scars left behind by the storm: the lingering stumps of trees snapped from the wind, damaged homes still waiting for repair, and, of course, the memories of that crazy experience some of us are still processing … CONTINUE READING
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Testimonial

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FHA 203 Housing

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Rates & Reels: Teaming Up With Travis Smith and Kyle Curry

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04 Oct 2017

Letters From The Hart: October 2017

Letters From The Hart: October 2017

 

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One fateful October day when I was 7, I was at Walmart with my parents, staring at a Batman costume that’d caught my eye the instant we entered the store. Complete with a mask, cape, and utility belt, the dinky plastic uniform had completely captured my imagination. But, the husky kid that I was, my parents were convinced that the flimsy faux spandex would be too tight.They were right, of course, but I didn’t know or care. When I made my case, which mostly included how cool … CONTINUE READING
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Permit Fishing With Dan James Rod Company

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Creative Halloween Treats

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How Farmers Grow Giant Pumpkins

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01 Sep 2017

Letters From The Hart: September 2017

Letters From The Hart: September 2017

 

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I was always in awe of my Granddaddy — yes, that’s what I called him. I’m sure that anybody who knew him thought the same, with his seemingly endless library of knowledge and trivia, his knack for artistic creation and expression, and his skill at a staggering number of hobbies.Ever since I was about 6 years old, Granddaddy and Grandma lived right across the street from us. My brother and I were always more than welcome in their home, and we loved visiting them as often as possible. The tubby kid that I was, I used to … CONTINUE READING
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The Unstoppable Rise of the Bullet Journal

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The Truth Behind Your Favorite Home Improvement Shows

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Rates and Reels Episode No. 7 With Florida State Rep Dane Eagle

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04 Aug 2017

Letters From The Hart: August 2017

Letters From The Hart: August 2017

 

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Back in ’07, in the middle of the Great Recession that hit Lee County so hard, I was driving back to my office from what had been a horrible, useless seminar. My business was in ruins in the wake of the housing crisis. I had hoped that this seminar would miraculously be the one to solve all my problems. It wasn’t.

So there I was, driving down some side street alone in my truck, in a garbage mood, when a voice … CONTINUE READING

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View of a Lifetime

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What More Does Your Home Have to Give?

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This Month’s Episode of Rates and Reels

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01 Jul 2017

Letters from the Hart: July 2017

Letters from the Hart: July 2017

 

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Last month, my family, my in-laws, and I finally got the opportunity to get away from it all, out on the open ocean on the Harmony of the Seas, part of Royal Caribbean’s cruise line and the biggest ship in the world. Between the shows, the delicious food, and … CONTINUE READING
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The World’s Happiest Vacations

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Testimonials

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Rates and Reels

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01 Jun 2017

Letters from the Hart: June 2017

Letters from the Hart: June 2017

 

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My wife, Stefanie, often jokes that while I can remember every fishing spot I’ve ever been to, which tackle and bait I used there, and the size of each fish that I caught that day, I can’t recall what I did 10 minutes ago. It’s true, I’m a forgetful person, but I’ll never forget when I met my wife … CONTINUE READING
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Rates and Reels

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Move Over, Man Cave! Introducing the She Shed

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Yellowstone: Where the Wild Things Are

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