04 Nov 2015

USDA Rural Development & USDA Home Loans

USDA Rural Development & USDA Home Loans

Worried About Your Down Payment?

With the economy in uncertain times you can buy a home and keep your hard earned money in the bank!

USDA Rural Development/USDA Loans

It is called by many names like No Money Down Mortgage, USDA Home Loans, Zero Down Mortgage or 100% Financing it is available and fairly easy to qualify!

Imagine buying your dream home with little to no money down with:

  • NO prepayment penalty
  • NO balloon
  • NO Adjustable Rate!
  • NO PMI
The Florida Real Estate Market is Begging You to Buy!

Is Your House in the Right Location?

The property has to be eligible for a USDA Rural Development Loan. If you don’t have a property picked out yet, let us know so we can point you in the right direction.

Do you make too much money?

Not a bad problem to have but it may keep you from qualifying for a USDA loan. There are certain income limits put into place depending upon the size of your family.

Florida Real Estate is One Huge Discount Sale and You Can Buy With No Money Down!

Since we are located in Lee County Florida we have become experts on USDA home loans.

The cities around us with areas that qualify for a USDA Loan are:

Lehigh Acres Real Estate, San Carlos Park Estate, Naples Real Estate, Marco Island Real Estate, Alva Real Estate, Golden Gate Estate Real Estate, Bonita Springs Real Estate, Estero Real Estate and many others!

Find Out Today if You Qualify for a USDA Loan!

04 Nov 2015

Florida VA Loans & VA Mortgage

Florida VA Loans & VA Mortgage

VA Loan are designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.

It is generally easier to qualify for a VA loan than conventional loans.

Here’s how it works:

  • 100% financing without private mortgage insurance or 20% second mortgage.
  • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.
  • When purchasing a homeveterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.
  • When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allow
04 Nov 2015

Florida FHA Mortgage & FHA Mortgage Rates

Florida FHA Mortgage & FHA Mortgage Rates

Florida Real Estate and FHA Mortgage Rates Are At An Time Low!

Are you going to look back on 2011 and wish you bought your dream home?

Why an FHA Mortgage?

  • 3.5% down payment that can be gifted from a family member!
  • Low 30 year fixed FHA interest rate
  • No Prepayment penalty, No balloon and No Adjustable Rate Mortgage!
  • 6% Seller paid closing costs allowed

The majority of our first time home buyers use an FHA Mortgage to buy their new home.

FHA Mortgage Rates are at an all time low and so is the price of Florida Real Estate!

04 Nov 2015

Florida 2nd Home Mortgage & 2nd Home Mortgage Rates

Florida 2nd Home Mortgage & 2nd Home Mortgage Rates

2nd Home Mortgage Rates And Florida Real Estate Are At An All Time Low!

Did you know the last time it snowed in Naples or Cape Coral was 1984?

We understand why thousands or people are obtaining 2nd Home Mortgages in our area and are happy to help them out!

Whether it is the fishing, golfing, boating or you just want to never see snow again, you have chosen the right place for your 2nd Home.

The really good news is that we can help you get approved for your 2nd Home Mortgage and the qualifications are fairly easy!

How Low Can it Go?

That seems to be the question on everyones mind when buying a home and here is our answer.

No one knows!! But…….

We Have a Better Question For You!

If you think Florida Real Estate has not hit bottom, then how much lower can it go? 5%? 10%?

With home prices so discounted is holding out for another 5% to 10% really worth it?

Using a 30 year fixed rate of 5% on a loan amount of $100,000, a 5% decrease in value would equal an extra $25 a month!

Is it worth $25 a month to miss out on your dream house?

04 Nov 2015

Conventional Mortgage

Conventional Mortgage

Florida Real Estate and Mortgage Rates are at an All Time Low!

Are You Going to Look Back and Wish You Bought a Home?

Please do not think we are exaggerating about our current market conditions.

Florida Real Estate, especially in Fort Myers and Cape Coral, is selling quickly!

Imagine buying your dream home with a mortgage like this:

  • No Pre Payment Penalty!
  • Low Fixed Rates!
  • Adjustable Rates Available!
  • 2nd Home and Investment Property. OK!

How Low Can it Go?

That seems to be the question on everyone’s mind when buying a home and here is our answer.

No one knows!!

But……..

We Have a Better Question For You!

If you think Florida Real Estate has not hit bottom, then how much lower can it go? 5%? 10%?

With home prices so discounted is holding out for another 5% to 10% really worth it?

Using a 30 year fixed rate of 5% on a loan amount of $100,000, a 5% decrease in value would equal an extra $25 a month!

Is it worth $25 a month to miss out on your dream house?