Your Mortgage Credit Score Explained

by Tim Hart | May 6, 2021 10:00:00 AM

Why Do Lenders Use The Middle Credit Score?

Let’s use the average credit score! We can’t, it has to be the middle credit score Let’s use the high credit score! We can’t, we have to use the middle credit score Can we just use Equifax? No, we have to use the middle credit score. See a pattern? This happens a lot when discussing credit reports with borrowers. That is why we decided to a do quick video about the reasons why we use the middle credit score.


Hopefully this helps you or someone you know in the market to buy a home. Let me know if I can help with anything!



Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

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