What's my Rate?

by Tim Hart | Mar 25, 2021 3:14:00 PM

Mortgage Interest Rates Explained

What is your rate? That is the question that I am asked the most by a borrower when I first talk to them. It is not a quick and easy answer because many people don’t realize what goes into a mortgage rate. There are many factors that go into interest rates including loan to value, credit score, property type, loan amount and several others.

If you call a lender and they just quote you the going rate for the day they are really doing you a dis-service. To get an accurate idea of what your rate will really be your going to need to share some important details with your lender.

Check out this video to learn more.


I would be more than happy to get you the best rate I can, if you'd like to learn what YOUR rate will be give me and my team a call! 239-437-7278

I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!



Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

Like Me On Facebook | Check Out My Fishing Show Rates & Reels | Apply Now | Twitter

Additional Reading