Do I need 20% Down To Buy A Home?

by Tim Hart | Jun 17, 2021 3:48:00 PM

I’m saving money to get my 20% down.

I have these type of conversations a lot. You do not need 20% to put down on a home.

It is a great help to have 20% but not required. You have other options. What you put down on your new home really depends on your situation and what you want out of your loan terms!

Check out this video and let me know in the comments what you think.


We are always here to help If you have more questions about buying a home.

Have a rate day!!

I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!



Born and raised in Southwest Florida, I have been in the Mortgage business since 2001 I'm a grizzly, battle tested mortgage veteran. I am also the Host of Rates & Reels, which is the most popular fishing show in Southwest Florida, hosted by a guy named Tim. In my spare time I love spending time with my family, coaching baseball, and anything else my kids or wife want me to do. I would be happy to help you or someone you know with any of your Mortgage needs.

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