25 Apr 2018

What Being a Top VanDyk Mortgage Loan Officer Means to Me

What Being a Top VanDyk Mortgage Loan Officer Means to Me

Recently, I was proud, honored, and humbled, to be named one of VanDyk Mortgage Top 10 Loan Officers across the country for the third year in a row. Obviously, it feels great to be recognized and to see that everything I do to provide an ideal experience to my clients and referral partners seems to be working. But really, awards like these just serve to cement one of my central life philosophies: provide value and excellent customer service, and people will continue to do business with you.

Why Do I Do It

I love what I do. I honestly enjoy the whole package that comes with running a branch of VanDyk Mortgage. The regular chats I have with clients and Realtors, to the marketing and networking I get to do to put myself out there. Always working to add value to the services I provide, day in and day out. But ultimately, it’s the buyer’s face at the closing table and the satisfied referral partners that make the business worth it.

Tuesday’s With Tim

Its one of the reasons I work so tirelessly to communicate regularly and clearly with the people I serve. For a long time now, Ive been doing what I call “Tuesday’s with Tim”. Each week I pick up the phone and call every buyer, every buyer’s agent, and every listing agent we have a contract with and have a real conversation with them. Often, its just a quick update on where their contract is in the process.  Sometimes we’ll end up chatting about baseball, our kids, new business, or any other random subject that comes up naturally for a few minutes. Its become such a regular thing that I’ve had clients call me on Tuesday, wondering why they haven’t received my call yet – even as I was just picking up the phone to dial their number!

Clients and Referral Partners For Life

But I think the true measure of success is less about your business or marketing tactics and more about how you treat every borrower. Treat the person like they are, with a family, a job, and a life, and not just a loan with a number. There is a lot riding on each loan. If we don’t do our best and get the loan closed, we let down the borrowers and the referral partners who are depending on us.

I never want to become a “churn and burn” business, impersonally rushing people through the mortgage process. Instead, I will continue to treat people like family and our borrowers testimonials prove that. I’ll think up new ways to add value not only to my business, and everything I do. I’ll strive toward my goal of becoming a top three loan officer in the country for VanDyk Mortgage. Wish me luck !


10 Apr 2018

Rates & Reels Episode #12: With Coach Jamie Corr of FSW Baseball

Rates & Reels Episode #12: With Coach Jamie Corr of FSW Baseball

When you’re a serious fisherman, you don’t let a little weather get in the way — usually. As I was reminded in last month’s episode of “Rates & Reels,” alongside FSW baseball coach Jamie Corr and our aptly-named guide, Ozzie Fischer, sometimes the best fishing happens just before the storm. But when you start hearing thunderclaps stretch out over the open ocean, it might just be time to head in.

We started the day near Sanibel, hunting with cut bait at Cpt. Fischer’s suggestion for the local school of redfish that had been cruising the area lately. Lo and behold, within just a couple hours, we had one on the line. After he put up the fight of a much bigger fish, I finally managed to drag the hearty redfish aboard. He wobbled around in my hands for a bit, but after getting a shot for the camera, we sent the sucker on his way and got back to work.

Well, “work” is a relative term. As coach Jamie and I played the waiting game and stood around with our lines in the water, we, of course, talked about baseball. I could have sat chatting about the sport all day, but before too long, it was time for me to drag another redfish kicking and screaming onto the boat. “Looks like another good redfish on the Tim Hart fishing show,” joked Cpt. Ozzie. But hey, I have to say that it was! Still, I almost felt bad. “I’m not being a good host, so far,” I said. “Coach Jamie’s caught a catfish, and I’ve got two reds — no more lines in the water for Tim.”

Luckily, coach Jamie hooked his own monster red within about an hour. Let’s just say that quality won out over quantity, here. This guy was so big he escaped from Jamie’s grasp just before we sent him back into the water.

Of course, it wouldn’t be “Rates & Reels” without our trademark 3 Questions segment. For this episode, I met up with coach Jamie at the City of Palms Park right here in downtown Fort Myers. I don’t know if I’ve ever had a guest as eager to answer my questions as coach Jamie was.


My first question was about what coach Jamie thought of the classic divide between year-round baseball players vs. multisport. “When you’re talking about creating the well-rounded athlete, I think multisport is the way to go. It gets kids in a competitive atmosphere year round, which you want, but it also introduces them to other sports and lets them meet other kids, which I think is so important.” He continued, “You need to hit a baseball every single day of the year. But you don’t need to throw a ball every single day of the year.”

The second came from viewer Derek Hoines: “At what age do you start recruiting players, and what do you look for?”

“Being a junior-college coach, we start recruiting a lot later than other programs,” coach Jamie said. “We come in the picture for three kinds of kids: (1.) the athlete who is not quite at the ability level to play at the Division 1 school they want to [so they come to us to get their ability up to snuff]; (2.) the D-1s really want that young man, but he just didn’t get the grades. So, they need to come to us to get the academics in line to where he can qualify for the Division 1 scholarship; (3.) and the one we really love to go after is the bona fide Division 1 player who gets even better and has pro aspirations.”

I asked my last question from a personal standpoint as a Little League coach. What advice did coach Jamie have for us Little League coaches to help our kids? “First and foremost … you’re the most important coach in these kids’ lives. You’re No.1 … the Little League coach needs to be more in tune with developing the athlete on the baseball field with his fundamentals.” He continued, “Don’t worry about winning … develop a modality where you’re focusing on the quality at bat.”

Back on the water, coach Jamie and I closed out the day in a different spot, racing to see who could catch the most mangrove snappers. In the end, the count ended at 7-4, me versus Jamie, which might make it sound like I won the competition — until you take a look at Jamie’s second and third fish, which were two of the most gigantic snappers I’ve ever seen.

All in all, it was a fantastic time with two great guys. Coach Jamie fought the fish valiantly, and Capt. Fischer stayed true to his name and put us on the fish like an animal. A big thanks to everyone involved. Until next time, wishing you low rates and tight lines!

04 Apr 2018

Funky Cold Embarassment… Busted by my Grandma

Funky Cold Embarassment… Busted by my Grandma

It’s funny how things always come back around, often after many years. Lately, my kids have been dancing around to the soundtracks of “Guardians of the Galaxy” Vol 1 and Vol 2 nonstop. They’re full of old hits from Electric Light Orchestra, Parliament, and Fleetwood Mac, and my kids love it all. One of their favorites hilariously enough, is “Mr. Blue Sky” by Electric Light Orchestra, which I think they’re even making a goofy music video for. It’s been awesome to watch as they each get down to their heart’s content, jumping all over the place without a care in the world. And while those old ‘ 70s tunes may not exactly be the songs of my youth, they’ve got me thinking about all the weird stuff I used to listen to as a kid

Though I started out listening to ‘80s pop jams as a young kid, as I crossed the threshold into my teens, my music tastes changed. Just like everybody else my age, I started to pay a little more attention to the trends, following what was cool. And one thing that was cool- at least to me- was the hilarious hip- hop track “Funky Cold Medina” by Tone Loc. One day, intent on memorizing every lyric, I sat down and wrote each line of the song on a piece of paper. After completing the task, I practiced rapping along for a couple of minutes, left the paper folded up somewhere in my room, and completely forgot about it.

Here’s where the story goes from typical teenage boy behavior to a genuinely cringeworthy situation. Back in those days, my grandma used to come over occasionally and clean our house to help out my mom. One day, she walked into my room and spotted the piece of paper, folded up and tucked away in the corner. As she opened it up and read the words I’d written her eyes widened.

“The girls are all jockin’ at the other end of the bar,” the note went, “havin drinks with some no-name chump, when they know that I’m the star… This is the ‘80s, and I’m down with the ladies” She wondered, “Did Timmy write this all himself?”

She brought the letter to my mom, chuckling. “I think Timmy’s written a love letter to some girl!” I was humiliated, but every time I think of this story today, I start to crack up. Seriously, look up the lyrics sometime to “Funky Cold Madina” and you’ll understand. Some 13- year- old kid writing out those lines in his room straight from his head is one of the most hilarious images I can think of. I mean, my grandma actually thought I wrote this myself:


“Cold coolin’ at a bar, and I’m lookin’ for some action but like Mick Jagger said, I can’t get no satisfaction.

I went up to this girl, she said “Hi, my name is Sheena”

I thought she’d be good to go with a little Funky Cold Medina.

She said ‘I’d like a drink;’ I said, ‘Ehm, okay I’ll go get it’

Then a couples sips, she cold licked her lips, and I knew that she was with it.”


… Really Grandma?