27 Feb 2017

Selling & Buying a House on the Same Day

Selling & Buying a House on the Same Day

I got this question a few times this week so I wanted to share this with you. Your potential seller can sell their house and buy another on the same day if financing is involved.

We would underwrite the entire file of the home being purchased as if the house has already been sold. We will have the file Clear to Close even with the house still not being sold. Closing package would be sent out and worked on. The fully executed Closing Disclosure for the sale would be all that was needed to fund the loan.

Sell their house in the morning, and close on their new one in the afternoon. It’s a beautiful thing!

Let me know if I can be of any help to you or your buyers.

P.S. Using the same title company for both transactions will make it easier on everyone.

01 Feb 2017

Rates & Reels Episode #4: Mayor Randy Henderson of Fort Myers

Rates & Reels Episode #4: Mayor Randy Henderson of Fort Myers

I got to fish with the Mayor of Fort Myers!!! Awesome!

This was filmed in the middle of December in Ft Myers. It was in the mid 70’ sand sunny while it was below 0 in many parts of the Mid-West. Don’t be jealous……..just move here!

The Mayor and I got to talk about many things that are happening in Fort Myers, and you will also hear him talk about why he became Mayor.

  • The best part of being a Mayor and the worst part.
  • Where he sees Fort Myers in the next 10-20 years.

He also cracks some good jokes and we make fun of people that choose to live in the snow.

We were limited on fishing time due to the Mayor’s schedule but still had a great day with Captain John Conway of Conway Charters. Fishing was tough, but the weather and conversations were awesome! He is a great guy and I have tons of respect for him after I spent the day with him. Hopefully he will do it again in the future.

Thanks for watching and please click Like, Share and Subscribe!

You can find Rates & Reels on Facebook and YouTube.

If I can help you with any of your mortgage needs or you have questions about the show please call me at 239-437-4278 or e-mail me at thart@vandykmortgage.com

Mayor Henderson can be contacted by clicking here.

01 Feb 2017

Letters from the Hart: February 2018

Letters from the Hart: February 2018


Being in the mortgage business in Southwest, Florida, since 2001, I’d been through both boom times and bust times. There was a point during the recession around 2010 where I thought about exploring other career paths because the mortgage industry was tough. Oddly enough those were also some really great times for me personally. I was building a family and was otherwise really happy. So, perhaps because of that outside encouragement, I kept going to work every day — usually knowing … CONTINUE READING

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