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We are a full service direct mortgage lender, serving the state of Florida. Tim Hart and his team have been in business since 2001 and are still going strong today by providing you with the lowest Florida Mortgage Rates on the following home loans:

Florida Mortgages

  • FHA Mortgage Loans
  • Rural Development USDA Loan
  • VA Home Loans
  • Conventional Mortgage
  • Jumbo Loans
  • Primary Residence, 2nd Home Mortgage, Investment Property

Click Here For The Mortgage Application
  • Welcome to!

    I am the Branch Manager of VanDyk Mortgage #453 in Fort Myers and former owner of Hart Mortgage Services. We are a direct mortgage lender offering FHA, Conventional, VA, USDA, Manufactured Homes and Jumbo loans.

  • Why choose Tim?

    You can expect better service and attention then you will ever receive from the big banks. With over 10 years experience in the mortgage business I have seen the best of the mortgage business and the worst. I am fully prepared to help you or your friends own a new home. Call me anytime at 239-910-5668.

Full-service direct mortgage lending

The Tim Hart Team can do Florida Purchase Loans throughout the enitre state with a primary focus in the following cities: Fort Myers, Cape Coral, Lehigh Acres,
North Fort Myers, Alva, Naples, Bonita Springs, Estero, Sanibel Island, Punta Gorda, Port Charlotte, Venice, North Port and many other Florida cities.


  Florida Mortgage Blog

Florida Home Loans and Mortgages

If you are a first time home buyer, there are certain programs that the Tim Hart Team wants you to know about:

Florida Mortgage University

We have created a lesson plan for all of our Florida mortgage clients. It’s called Florida Mortgage University and it’s FREE! Click here to enter Florida Mortgage University.

Free Home Buyer Services

Search for 1,000′s of Florida homes in seconds by using our Free Home Search!
Check out the best mortgage rates in Florida by using our Free Florida Mortgage Rates Tracker!
Start the mortgage pre-approval process by using our Free Purchase Assistant!
Compare Rent vs Owning with our Free Florida Mortgage Calculator!
Lower your current rate or payment and also get cash out by using our Refinance Advisor!

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Copyright © 2012 Tim Hart
State of Florida, Department of Financial Institutions
Mortgage Lender License | ML 0700443
This branch is licensed with Florida, Department of Banking and Finance, License ML 0700443.
Licensed with Florida, Department of Banking and Finance, License MB 08032734